virginia homeowner

Throughout your homeownership, there may be times when you wish to take out a subordinate debt in order to fully purchase your home or complete other projects. Read our SMART FAQ about the Automatic Subordination guidelines for Virginia and Maryland!

June is National Homeownership Month, and SMART has gathered some of our favorite real estate resources for buyers, owners, and sellers!

The Communities of Opportunity Program (COP) offers eligible landlords an income tax credit in an effort to decentralize poverty by providing low-income Virginia residents with access to affordable housing units that are located in higher income areas.